Finding the right home at the right price is just one aspect of a real estate transaction. Independence Realty Group is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call me today at 407-592-3943 if your needs include a professional REALTOR® ready for the business side of buying and selling.
Anticipated closing costs
There are certain standard costs related to closing the sale of a house. These costs are often split between the buyer and seller, as noted in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through the transaction.
Closing costs that are loan-related (Learn more)
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
Taxes commonly paid at closing (Learn more)
- Property Taxes
- Transfer Taxes and Recording Fees
At closing, these fees are often due (Learn more)
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
Sellers: As we hammer out your deal, not only will I work to get the optimal sales price, but I'll also advocate for limited closing costs. And once we've come to an agreement, I'll give a detailed list of the closing costs so you are aware of exactly where your money is going.
Buyers: When purchasing a house in Orange County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not shocked when you show up at the closing appointment. I'll be glad to look through the GFE with you, answering your questions and highlighting any estimates that are uncertain.